The Consumer Financial Protection Bureau (Bureau) commenced this civil action on November 12, 2021, and filed its Amended Complaint on June 21, 2022, to obtain injunctive and monetary relief, and civil penalties from FirstCash, Inc.; Cash America West, Inc.; FCFS AL, Inc.; Cash America East, Inc.; Cash America Inc. of Alaska; Georgia Cash America, Inc.; FCFS IN, Inc.; FCFS TN, Inc.; FCFS OH, Inc.; FCFS KY, Inc.; Cash America, Inc. of Louisiana; FCFS MO, Inc.; Cash America of Missouri, Inc.; Cash America, Inc. of North Carolina; FCFS NC, Inc.; FCFS OK, Inc.; FCFS SC, Inc.; Pawn TX, Inc.; Cash America Pawn L.P.; and Cash America Advance, Inc (collectively, “FirstCash”).
The Amended Complaint alleges violations of the Military Lending Act, 10 U.S.C. § 987, and its implementing regulation, 32 C.F.R. pt. 232 (collectively, MLA), in addition to a Bureau Consent Order and section 1036(a) of the Consumer Financial Protection Act of 2010, 12 U.S.C. § 5536(a)(1)(A) (CFPA), in connection with Defendants’ alleged issuance of pawn loans to covered servicemembers and their dependents.
Your Options in this Settlement | |
Submit a payment election form online within 30 days of receipt of a redress notice in the mail | Submit your payment election form online here. |
Submit a payment election form by mail within 30 days of receipt of a redress notice in the mail | Mail it to the Settlement Administrator at: FirstCash Settlement |
Submit a payment election form via email within 30 days of receipt of a redress notice in the mail | Scan it or take a picture with your phone and send it as an email attachment to info@FirstCashSettlement.com |
Do nothing | If you do nothing, a payment will be sent by paper check and mailed to you. |